SB_Finance Intro

Finance Options

Finance Explained

Putting you in Control


Whether you're buying a new or a used car or motorcycle, for personal or business use, Stratstone can offer you a range of finance options designed to give you complete financial control and reassurance every step of the way.


This is a guide to all of these finance options, giving you details on how each type of finance works and what the benefits are, to help you make the right decision when buying and funding your next car or motorcycle.

Personal Contract Purchase (PCP)

Hire Purchase (HP)

Balloon Hire Purchsae

Advance Payment Purchase (APP)

Personal Contract Hire (PCH)

Business Contract Hire (CH)

Lease Purchase (LP)

Balanced Payments

Day to Day Variable Rate



Personal Contract Hire (PCH)

Personal Contract Hire provides hassle free motoring - you benefit from low initial outlay, regular rentals and no worry about disposing of your vehicle at the end of the contract. You can also benefit from the reassurance of a choice of optional service, maintenance and repair packages.


How it Works


Just choose the vehicle you want, agree your annual mileage and decide your hire period between 24 and 48 months.


Choose the right optional service, maintenance and repair package for you. Your rental is calculated based on your choices.


At the end of your term, simply return the vehicle to us (within the agreed mileage and in good condition), choose your next vehicle and start again.







Customer Benefits


Low initial outlay and regular rentals for easy budgeting.


Road Fund License included for the duration of your contract.


Optional servicing, maintenance and repair packages bring all your running costs together in a single rental.


Flexibility to change your contract term and mileage should your circumstances change.


No concerns over the future value of your vehicle.


You don't have the worry of selling your vehicle at the end of your contract.























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